Unless you win the lottery, nothing pays off in the long term more than U.S. companies.

The average real annual rate of return on the Dow Jones stocks has been just under 7% over the past 130 years. The S&P 500 has recorded similar gains.

The best and fastest ways to reduce wealth inequality is to have every worker invested in the market. Yet liberals keep saying that allowing American workers to invest their Social Security payroll tax dollars in an index fund is “too risky.” The more they say that, the less wealth low- and middle-income Americans are able to accumulate. And so they become dependent on government.

Is that intentional?